Guidelines for Effective Funding in Housing and Living Conditions

  • Funding affordable housing in poor communities is understandably the most popular type of housing support in South Africa. However, funders should not neglect other critical issues related to housing and living conditions. For example, funders can consider catering for moderate income earners who do not qualify for government subsidies or bank mortgages. Banks and large employers have a particularly important role to play here.

  • The need for decent and affordable housing is undoubtedly a pressing issue in South Africa and may be best addressed through strategic partnerships with a broad range of institutions; for example, government agencies, businesses and local organisations. Funders should help mobilise and harness the combined resources, efforts and initiatives of the different stakeholders.

  • While the state has made notable strides in providing affordable housing for the poor, ongoing challenges include backlogs and poor standards of construction. Consequently, focusing on programmes that increase transparency and efficiency in housing allocation could be worthwhile for funders. Furthermore, funders could consider the positive impact of adopting environmentally friendly building systems and products.